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Upon enrollment, how soon can we avail of the HMO benefit? Can we use it even without the card?

 

Outright Hospital Coverage takes effect 48 hours from the day of online enrollment.

 

Yes, you can avail of your HMO benefits even without the ID Card. Just present Intellicare’s Certificate of Coverage (COC) and a valid ID.

 

The COC will be available in your www.benefitsmadebetter.com account under the Downloadable Forms.


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